Apply for a loan online. The application process is simple,Quick and Secure

Get A Decision

We will tell you right away if you're pre-approved for a certain amount - choose how much you want.

Get Your Cash

Receive your cash instantly. You can also get it same day via direct deposit within the next business day.

big picture loans payment schedule

Managing Your Big Picture Loans: Payment Scheduling and Tips

big picture loans payment schedule



Managing personal finances can be a daunting task, especially when faced with unexpected expenses. In such situations, personal loans can be a helpful option to cover immediate financial needs. One such loan provider, Big Picture Loans, offers personal loans with a flexible payment schedule to meet their customers' unique needs. In this article, we will delve into the details of Big Picture Loans and their payment schedule, providing you with all the information you need to make an informed decision.

What is Big Picture Loans?

Big Picture Loans is an online lender that offers personal loans of up to $3,500 to individuals who may have trouble securing traditional bank loans due to poor credit or other factors. The company operates entirely online, making it easy for customers to apply for a loan and manage their payments. Big Picture Loans prides itself on providing transparent and fair lending practices, allowing customers to have a clear understanding of their loan terms and payment schedule.

Understanding Personal Loans

Personal loans are a type of loan that individuals can take out to cover various personal expenses. Unlike auto or home loans, personal loans do not require collateral, making them an attractive option for those who do not have significant assets to back their loan. Personal loans come with a fixed interest rate and a predetermined payment schedule, making it easier for borrowers to budget and plan for payments.

Flexible Payment Schedule

One of the main features of Big Picture Loans is their flexible payment schedule option. While most traditional lenders offer fixed payments that are typically due on the same day each month, Big Picture Loans allows customers to customize their payment dates according to their pay schedule. This can be especially beneficial for those who are paid biweekly or on irregular schedules.

Moreover, Big Picture Loans offers a grace period of up to ten days for customers who may need some extra time to make their payments. This flexibility can be a significant relief for those who may have unexpected expenses or financial challenges during a specific month.

Repayment Options

Big Picture Loans also offers multiple repayment options for customers to choose from. Customers can opt for automatic payments, where the loan amount is automatically deducted from their bank account on the agreed-upon date. This option ensures that customers never miss a payment and can also help them qualify for lower interest rates.

Another repayment option is manual payments, where customers can log into their online account and make payments manually. This option gives customers more control over their payments and allows them to make extra payments to pay off their loan sooner. Big Picture Loans also does not charge any prepayment penalties, allowing customers to pay off their loan at any time.

Late and Non-Payment Policy

While Big Picture Loans offers a flexible payment schedule, it is essential to adhere to the agreed-upon payment dates to avoid late fees and potential default on the loan. If a payment is missed or late, the company may charge a late fee, and the missed payment will be added to the next payment due.

In the case of non-payment, Big Picture Loans may take legal action to collect the debt. It is crucial to communicate with the company if there are any challenges in making payments to avoid these consequences.


Big Picture Loans offers personal loans with a flexible payment schedule, customizable repayment options, and transparent lending practices. This allows customers to have greater control over their loan and payments, making it easier to manage their finances. However, it is crucial to adhere to the payment schedule to avoid any late fees or potential legal action. We hope this article has provided you with valuable insights into Big Picture Loans and their payment schedule, enabling you to make an informed decision when considering a personal loan.



Relate Post
IMPORTANT: The Operator of this website is not a lender, financial institution, loan broker or an agent of a lender or loan broker and does not make any credit decisions. This service, which connects consumers with eligible third party lenders, is free to consumers. This service does, however, receive payment from lenders for referring lead data to them. Although multiple factors dictate the order in which lenders have the opportunity to purchase a lead, the highest bidding lender will most often get the opportunity. Lenders may perform credit checks through any credit reporting bureau and may also verify the information that you provide on this form including social security number, address, phone number, employment history, bank account information etc. Information may be shared with non-lenders or other intermediary service providers (like us) to help you connect with a lender. This service works with many different kinds of lending partners, including tribal lending institutions. Federally recognized Indian tribes are independent sovereign nations and their wholly owned entities are generally not required to follow state and local laws regarding rates, fees and other loan related conditions. However, Indian tribes and their wholly owned entities are required to follow some applicable federal laws. If you are connected with a tribal entity, be sure to check their rates as they may carry higher interest rates when compared to state-licensed lenders. The Truth in Lending Act requires lenders to disclose rates, fees and other important conditions of a loan. After checking the terms, make a determination of whether or not you can afford the payments. We earnestly encourage you to reject any offer that is not within your financial means. Short-term, small-dollar loans are not a long term solution to financial hardship. You may also consider seeking professional advice regarding your financial circumstances and alternatives to loan products. Late payments of loans may result in additional fees or collection activities, or both. Each lender has its own terms and conditions. Please familiarize yourself with your lender<92>s policies for further information. Additionally, failure to repay your loan may carry nonpayment penalties and collection activities. Please review nonpayment terms with your lender directly. Every lender has a different renewal policy please review your particular lender<92>s renewal policy for more information. State Availability: Lenders that participate in the services provided by this website do not offer loans in every state. If you are from a state that the lenders do not service, you will not be able to be connected to a lender. Our service does not constitute an offer or solicitation for any loan products that are prohibited by state law. Additionally, this is not a solicitation for any particular loan and is not a loan offer.